Local Resources

Sierra Business Council helps with small businesses applying for relief, guiding you through available resources, cash flow concerns, supply chain interruptions, workforce capacity, insurance coverage and more - at no cost.

Placer County COVID-19 resources

Federal Government Resources

Internal Revenue Service (IRS) — The Treasury Department and IRS announced a three-month delay for any tax payments owed up to $1 million. You’ll still need to file your returns by April 15, 2020 but will have until July 15 to pay. This will apply to individual tax returns but should also cover many pass-through entities and small businesses.

Small Business Administration Economic Injury Disaster Loans — Designated areas are eligible for working capital loans up to $2 million. Interest rates are 3.75% for small business and 2.75% for non-profits, with long-term repayments up to a maximum of 30 years. You can apply online or call the SBA disaster assistance customer service center at 1-800-659-2955.

Coronavirus (COVID-19): Small Business Guidance & Loan Resources - Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19)

Unemployment Insurance

Enhanced unemployment benefits now available for eligible employees adding $600/week in addition to $450/week (maximum available pre-tax in CA) for 4 months in addition to 26 weeks of available benefits for a total of 42 weeks in CA.

$1,2000 Stimulus checks ($500 per child) going out first to anyone who filed taxes electronically by direct deposit first (within 3 weeks) and then issued through the mail.

Available Small Business Grants & Loans from Private Companies

COVID-19: Ad credits for Google Ads Small and Medium-sized Businesses

Facebook Small Business Grants Program

Verizon Small Business Program

Kiva small business loans up to $15,000

Hello Alice - COVID-19 Business Resource Center with grants up to $10,000

Hospitality Industry Support

James Beard Foundation

Coco Fund 

Restaurant Workers Community Fund

"After you enjoy a meal or drink at home, send money directly to a service industry professional who has been financially affected by coronavirus"

Example of local direct payment solution - Charlotte Agenda - Give a Virtual Tip

Free software for small business owners

Build your online store on Shopify - 90 day free trial. Integrate your online store by selling gift cards, products and merch with your POS for brick and mortar. Payment processing through all major credit cards, PayPal business and Amazon payments through mobile apps. Transaction rates as low 2.4% + .30 per transaction

Build a new website on Squarespace - SaaS-based content management system offering a website builder, blogging platform, and hosting service.

Zoom Basic Plan — Host up to 100 participants in a meeting and hold unlimited one-on-one meetings with the video-conference provider’s complimentary plan. This does provide a 40-minute limit on group meetings, though you’re not limited to the number of meetings

SEO MOZ - check your businesses online ranking on Google and online reputation. Take the time to fix outdated issues on your website and stay in touch with your customers. Start to think about the online user experience for your customers.

Panda Doc - Free e signatures online

Beware of bad actors and companies taking advantage of small business owner during this time. Yelp began auto generating fundraisers on GoFundMe without contacting businesses and it backfired.

Yelp to stop auto-creating fundraisers after outrage from business owners

Yelp appears to be “offering free services” but when you have your customers make an order through Yelp the company now controls your customer messaging and customer list. For "free" Yelp is collecting your customers information and purchasing behavior. Meanwhile they still won’t let you manage the reviews about your business based on their policy and rather than controlling your own customer lists and messaging Yelp “take care of it for you”.